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BPFI Business Information Guides & Notes

Banking & Payments Federation Ireland (BPFI) offers a range of generic industry-wide information guides and notes to help business customers to engage constructively and productively with their banks.

CCAB-I/BPFI Business Plan Guidance 2014

This help-sheet has been prepared by the Consultative Committee of Accountancy Bodies – Ireland (CCAB-I) and Banking & Payments Federation Ireland. It is designed to facilitate the use of a common approach, framework and language in the preparation of business plans and raising of bank finance

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Standard Small Business Credit Application Guidance

This guidance is intended to show businesses the main information that they may need to provide when applying to a bank for credit.  Each bank makes its own assessment of credit applications based on its own specific information requirements.

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The Credit Rating Process Explained

The European Capital Requirements Directive (Directive 2006/48/EC – Article 145(4)) requires institutions, if requested to do so, to explain their credit rating process to SMEs and other corporate applicants for loans. The information here provides an overview of the credit rating process used by credit institutions when assessing applications for loans and should make it easier for businesses to understand the credit rating process.

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How Basel II Impacts on the Way that Banks Deal with Business Customers

The information in this guide looks at the impact of Basel II regulations on the way banks are required to deal with their business customers.

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Generic Bank Sample Checklist for Hotel-Leisure Sector Clients in relation to Finance Application/Facility Review

There may well be differences in the way in which lending institutions manage the business customer relationship, including differences in the extent and detail of information sought.  However, this provides a generic, sample checklist of the range of information likely to be requested of businesses in the hotel/leisure sector

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Generic Bank Guide for Farm Businesses in Relation to Finance Applications

This generic guide outlines the type of information that banks typically seek in relation to an application for finance from farm businesses.  It also provides an overview of how applications may be assessed.

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