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Mortgage Conditions, Deeds of Charge & QeD


Mortgage Conditions & Deeds of Charge

The standard mortgage deed and associated documents can be downloaded by clicking on the links below. If you have any queries regarding deeds of charge or standard mortgage documents, click here to be redirected to the website of the PRA.

2018 versions

Download 2018 BPFI Standard Housing Loan Mortgage General Conditions v1.2

Download 2018 BPFI Standard Housing Loan Mortgage v1.2

Older versions of the standard housing loan mortgage and associated documentation

Please note the documents below are not the current versions, but are provided here for information purposes only. The current versions are available to download above.

Download 2011 BPFI Standard Housing Loan Mortgage General Conditions_v1.1

Download 2014 BPFI Standard Housing Loan Mortgage_Paper version – Nov 2014

Housing Loan Mortgage (2009)

General Housing Loan Mortgage Conditions (2009)


Following an examination of communications between solicitors and members of BPFI in relation to residential property, BPFI and the Law Society identified a number of inefficiencies in the procedures used to request title deeds, redemption figures and discharge of a charge. As a result, a streamlined procedure for such requests was developed and launched in tandem with the Property Registration Authority (PRA) eDischarge system.

The procedure was introduced via a standardised form called the Quick Electronic Discharge or QeD.

Download the QeD User Guide for solicitors

Download the QeD Form for solicitors